You can buy a house with bad credit. Every day, mortgage lenders around the country approve applications for first-time buyers with low credit scores. Mortgage lenders care less about bad credit than most people think. According to government data, since 2018, lenders have been making more loans to buyers with below-average credit scores. But, having lower … Read more
If you want to buy a house with low income, there are a variety of programs that can help. These include special mortgage loans, assistance programs that provide cash toward your down payment, and more. Here are a few best practices for buying a house with low income. Home loans for low income families with … Read more
Mobile home loans are a type of loan that borrowers can use to finance the purchase of a mobile home. Because mobile homes can be moved, unlike a traditional home, most mobile home owners don’t own the land where they park their home. Because of this, mobile homes are considered personal property rather than real … Read more
If you are wondering about getting a VA loan with bad credit, you’re not alone. It is a common question asked by our veterans and active-duty service members. Bad credit can stop you in your tracks and make you think there’s no point in even looking for a house. Don’t give up. The VA loan … Read more
VA home loans make buying or refinancing a home more affordable for veterans and active-duty military personnel who qualify. The benefits of VA loans include lower credit score requirements compared to other loans. Read on to learn more! Home loans for military with bad credit What is the lowest credit score for VA loans? At … Read more
Nurses are an essential part of society and make for terrific homeowners. Nurses have high wage incomes and stable employment. Plus, they meet the mortgage industry’s 2-year work history requirement with a completed nursing school degree. Mortgage lenders approve nurses across a wide range of credit scores and allow nurses to make little or no … Read more
Home buyers are often surprised by the range of bad credit home loans available today. Many lenders will issue government-backed FHA and VA loans to borrowers with credit scores starting at 580. Some lenders even offer FHA loans with a credit score as low as 500, though this is far less common. With a credit … Read more
Single women accounted for 20% of first-time, and 18% of repeat home buyers in 2021, according to the National Association of Realtors. That same year, a Freddie Mac study found that 58% of single female head of household renters didn’t believe they would be able to afford a home. Even though the journey to homeownership has … Read more
You might assume getting approved for a mortgage to buy a house is impossible if you have poor or bad credit. However, even with a subpar score, there could still be options for you. Here’s a quick look at how to buy a house with bad credit. Home loans for someone with bad credit Can … Read more
As a teacher, your years are often filled with many nights of sacrifice while you grade papers, as well as financial sacrifices as you purchase classroom supplies necessary for you to provide the best education possible to your children. These sacrifices can often leave you with credit that leaves a lot to be desired, making … Read more